• An independent federally chartered organization owned and directed by its members -- your friends and fellow employees.
• It is a non-profit organization supervised by the Federal Government. The profit that is left after legal reserves and expenses are paid is divided among the members as dividends and interest refunds.

• To help you save your money conveniently with cash deposits, payroll deductions or by United States Mail.
• To give you quick confidential loan service at a low cost.

The Credit Union is governed by a Board of Directors who are elected by the membership at the annual meeting. Other committees are appointed by the Board & President --

A supervisory committee audits the Credit Union operation and Loan Officers are responsible for acting on loans within the guidelines of the bylaws and the Board of Directors.

The Whiting Refinery Federal Credit Union was organized and chartered by Whiting Refinery employees in March of 1935.

The first President of the Board of Directors was Leo M. Myers, who served for over 40 years.

The Credit Union started with $45.00 and has grown to over $47,000,000.00. Its growth and progress has been the result of constant search for new and better ways to serve its members. In 1960, the Credit Union purchased its own building at 1339 - 119th Street, Whiting. The office is staffed with friendly, qualified service-oriented employees.